Category · Business Growth

Business Growth: SBA Loans and Equipment Financing

Longer-horizon capital for the moves that scale your business: SBA 7(a) programs and equipment financing built around the specific asset you are acquiring.

Two Products

Government-Backed or Asset-Secured?

Both fit growth-stage capital needs, but the paths look different. Your advisor helps you pick the right one.

Equipment Financing

A loan secured by the equipment itself. Fits machinery, vehicles, technology, medical, and specialty equipment. You own the asset from day one.

Equipment Financing

SBA Loans

Loans partially guaranteed by the U.S. Small Business Administration, including SBA 7(a). Longer terms and typically lower rates than a private loan of comparable size.

SBA Loans
Growth Capital Proof

Bigger Ticket, Slower Cadence, Stronger Terms

Growth-stage funding takes longer to arrange than working capital. That trade-off buys you longer repayment horizons, better rates, and terms structured around a full P&L rather than a rolling cash-flow snapshot. A Lendora advisor sequences the SBA or equipment path against your actual timeline so you are not caught between an old lease that is expiring and a slow underwriter.

Talk to a Growth Advisor
Two warehouse workers walking down a stocked orange-racking aisle with a pallet jack

SBA and Equipment Questions Owners Ask First

Growth Product Questions
The SBA 7(a) is a loan program partially guaranteed by the U.S. Small Business Administration. Because of that guarantee, participating lenders can offer longer terms and lower rates than a purely private loan.
Yes. Equipment financing is secured by the equipment itself, which usually improves terms compared to an unsecured business loan for the same purchase.
Often yes, depending on the age and condition. A Lendora advisor confirms eligibility once you share the purchase details.
SBA applications typically ask for business financials, tax returns, a business plan or projection, and personal financial information for owners. Your advisor sends a checklist tailored to your situation.
SBA processing is slower than most other funding products. Your advisor gives you a realistic window based on the lender and your situation, rather than a universal promise.

Match Your Growth Move to the Right Growth Product

Apply for funding or talk to a Lendora advisor about which growth path fits.